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I once saw a guy do about $700 worth of damage to his girlfriend's car attempting to change a tire. And that was twenty years ago. Probably be twice that today. Here's the sequence.

90 Pontiac Grand Prix with 16" wheels, gets a flat on the expressway. Drives long enough to destroy tire. Jacks car up, can't grasp "locking lug nut" so he beats the wheel/tire assembly with the jack handle until he knocks the car off the jack. Puts a hole in the gas tank when the car falls off the jack. I don't know whether he cracked the wheel beating on it, or when he drove on the flat, or when he knocked the car off the jack, but he needed a new wheel too.

So new tire, new wheel, patch hole in gas tank-$700+
Ten years of membership in motor club-about the same.
Look on his face when we point out to his girlfriend that we'd have sent a wrecker out to change his tire for $25-priceless.
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