No. of Recommendations: 2
I opt for "invest it now". I remember reading somewhere on this website a study done on the optimal and least optimal times of investing a lump sum in the market. That is, the optimal was correctly picking the lowest point of the market each year to invest and the least optimal was picking the highest point. The differnce was around 2% per year over about 30 or 40 years. That was the difference in picking the extremes EVERY time. The average is going to be less than that. Not that big of a difference to get too stressed out about.

Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.