No. of Recommendations: 4
I, personally, do NOT think there is anything ethically wrong with subprime lending, or any honest marketing of same.

If Person B is legally and ethically able to accept any contractual offer he likes, then...

...Person A should be legally and ethically able to put forth any contractual offer he likes to Person B.

And it should not be considered Person A's fault if it turns out that Person B decided to accept such offer, regardless of the consequences to Person B.

If you want to get rid of subprime situations (I'm fine with that, I don't really care either way, I'm only discussing ethical fairness here) tell me this: Would you support making it illegal for Person B to accept a subprime offer just as quickly as you might support making it illegal for Person A to put forth a subprime offer?

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