No. of Recommendations: 1
I plan to draw 50% Social Security spousal benefit even though my own benefits will be much higher than my ex-husbands. Why you ask?

Because at some point (probably age 70), I will switch over to my benefits.

Over time, this method should allow me to collect more in benefits than just collecting on my record...

I believe you need to start your spousal SS benefit no earlier than full retirement age (66 for most of us here-) to do this. I'm not waiting. I'm nervous enough, with the talk about benefit give-backs, that we haven;t started collecting already... I almost picked up the phone to call SS and put it in motion yesterday!
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