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I probably don't.

I'm trying to come up with a plan moving forward. I have a decent (too much?) cash right now but don't want to dump it all in the market.

I don't plan to rush into anything and with all of the uncertainties around right now having a decent amount of cash isn't the worst thing IMO.

I'm just figuring out what I want my allocation to be going forward and into retirement. It won't stay at a fixed amount since times like now I don't mind holding gold but when times are more settled I would cut that back or eliminate a lot of it. Assuming we reach such a time of stability.

I'm not going to go into political stuff but I think with a coming election, not to mention the on going virus situation, the stock market, rates, etc. are all likely to be volatile. If I was 25 or 30 I wouldn't care much about those things but nearing the end of the accumulation stage it matters much more.

At this time I'm in a fortunate position where if my health holds, I can likely work longer if I need to but you never know with health.

I've mentioned this before but I'd be pretty happy with inflation+3% returns over the next few decades.
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