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I read that you can take out a set amount before 59.5
You must be talking about SEPP, which has been discussed extensively on this and/or the Retire Early Hompage board recently. Go back and read the last month's posts. Better yet, just go to the Retire Early Homepage at: http://www.geocities.com/WallStreet/8257/reindex.html and click on the Early Withdrawals FAQ.

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