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I read the article and did some more looking around on the board here. It is all quite confusing to me but I'm catching on (maybe). :)

So I did some looking at my Sallie Mae loans and I owe about 16,000 still on the loans. The loans are listed as subsidized which I think means that they are federally insured? If so, does that mean that I can take advantage of everything in the Great Deals article if I move my loans to a federal type of loan instead of Sally Mae? If not where should I start to look for somewhere where I can take advantage of these consolidation deals?

Hope that made sense. :)
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