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...I read the statement as using RMD to make a contribution to an IRA/401K.

Even though contributions to a 401K must be directly withheld, it is possible to increase contributions and use an IRA RMD for regular expenses.

That is what was intended.

Sorry if it was not as clear as it could have been.

For a non-spouse with an inherited IRA, withdrawing some money each year and putting it into a deductable retirement account like an 401k this way also has the benefit of making 401k money eligible to roll into a Roth someday and if this money is inherited again someday after going into a 401K then it will be treated like a normal inherited IRA and not with more restrictive rules that apply when the next generation inherits an already inherited IRA.

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