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I realize that this is very late in response to the original post, but I just found this board today and am going through each message.

What my wife and I decided is to have each kid pay a portion if they choose. Let me explain. We live in Indiana and the kids can go to Purdue Univeristy North Central for about $5,500 this year. So, we are going to pay $5,500 and they pay the rest. If they want to go to North Central, they can live at home and commute. If they want to go somewhere else, we will pay the 5,500 and they will have to take out loans for the remainder. Just my two cents.
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