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I recently reentered the world of 401ks for the first time in half a decade and my plan is also with Fidelity. After a comprehensive analysis of all the fund offerings, I dismissed all the target date funds as having too high an expense ratio. The target funds are designed for retirement savers who don't have the time or interest to spec out the other fund offerings, which would be the Foolish thing to do.

Who notes if you want to learn more about how to evaluate a mutual fund, there is a mutual fund investing board here at
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