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I retired in my 40’s and I’m a few decades older now and still not claiming Social Security. My thinking when I turned 60 was I don’t need it, it really is a meager payment so why not let it build up until I turn 70? So, that reason is still valid, and the investments I’ve made over the years are doing fine, I still don’t need it......but one day in the future, it might help with nursing home payments or a few days in a hospice......who the heck knows? But I’ll wait until I’m 70 or until my health gets really dicey.

I have a friend who mishandled her money badly, she gets $1700 a month. Ugh! Talk about a belt tightening, that’s it!

Lucky Dog who is grateful for all that HP has provided for me
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