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I should clarify...given my 'own the doorknob' statement.

We paid for our house and it was a savings for us.
We were paying off at 12 3/4% and then refi'd to an 8.5% mortgage. Banks were paying 5%. (Remember those days?)

Perhaps my thinking is dated...

But perhaps not,
There are more folks failing on mortgages even with these low interest rates - 3-2.5%. Of course the banks pay .01% now.

Same concept - different times.

Yes, it's a 'great idea' to make more by investing but you have to do that always. And this is a high market, not a good time to put money in.

Folks buying a house have to fight the impulse to overspend due to a low mortgage rate payment.
It has to be in your blood.

I don't think you can lump it in and say a clear message, don't pay it off.
You'll make more money somewhere else...because it's not always apparent where things will go with rates or their picks.

These might be folks that...don't 'bank it'.
Just spend the difference instead of paying off that house and having something to show for their money.

Sorry, instead of steering them to the market, I think a nice house would be better. Nothing wrong with security, a door knob if you aren't familiar with investing or planning.
Or prepared for where the wind blows.

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