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I signed up for the Walmart Humana health plan. If you use generics, it's the cheapest thing going.

If you don't sign up for a drug plan, and you must select one, then the cost if you later need to get on it is quickly 'skyrocketed' by 2% a month or something like that, for every month you didn't get on the plan.

So you want to be on a drug plan.

I only use one's like $7 every 3 months.....

plus I pay about $15/month for the drug plan...there in case you need expensive meds at some point...

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