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I think I can live with this, unless the market keeps up the free fall and my bonds turn into total junk. You know, if I had just kept all the money that I had in cash/bonds right after 9/11, I would have a lot more money right now. Makes you think.

BTW, all the retirees I asked about their opinion on the market said they were not invested in stocks at all!

interesting ..on other boards, 'retirees' are saying they're holding and thinking about buying.

.... i've sold down to nearly 25% equities
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