No. of Recommendations: 1
I think there's a little more to it. I have a high income, high tax rate, and I prefer traditional (401k in my case) for the immediate tax savings.


even if I have a very large draw in retirement, it's likely the tax rate will be lower than the marginal rate when I set the money aside.

I don't see what's in your discussion other than tax rate and personal preferences. I guess I don't understand what's the little more to it.
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