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No. of Recommendations: 3
I too am like the rest. Pay off your CC. It is a great feeling not to have any debt.

Something else to consider, since you have a large debt why don't you transfer the balance to another CC with lower to 0.0 interest? Make sure you get one with no transfer fee of if there, then call to get it waived. I did that and it was easy and painless. Saves quite a bit.

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