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I too just did this on Sunday, which after signing up and reading it turns out it was the last day to do it. Atleast on my current offer, maybe they expire after a certain amount of time and need to offer your friend a new request?

The interest rate was way higher then what I was getting at my local bank plus and extra $25 dollers for signing up, at the time I didn't see anyhting wrong with it. I will refer my whole family.

Anyways good luck with your request.
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