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I took a look after reading your post and I saw that VirtualBank also lowered their Savings rate to 5.75%. I wonder if these are just growing pains since they are so new or if there's trouble a brewin'. They may already be factoring in a rate movevement by the Fed next week, but it is putting me more and more on edge. I may end up moving my emergency fund to ING instead.

I have been with them since Aug of 2000 and so far I have had no problems, but I don't like these non-Fed related rate changes and account minimum changes. And the fact that my original account rep left about a month ago. Maybe the mice are abandoning the sinking ship?


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