No. of Recommendations: 2
My debts:

GMAC - 2.9% about 5500 dollars left
Best Buy - 24.99% (ARGH!) and about 1800
Mortgage - well..roomie says don't worry about it (although I have to pay $825 on it this month, he had a medical bill that they wouldn't make any type of arrangements on)
Diagnostic imaging company - $2000 for MRI's (damn MS)
Medicine - $1160
Capital One - $600
Ameritech Indiana - still owe them $$80 bucks (can't wait until deregulation finally happens there!) (roomie is taking over this bill)
Ameritech Michigan - $100, plus regular monthly bills
Home Improvement Loan - 14.99% - $4800 (thank god it's tax deductible)
I have $13000 bucks in CCC
Rent in Michigan - $770 per month
Heather Insurance - $77/month (most definately necessary, and not an option to cancel)

From what I can see...I have, minus the mortgage, 27,000 worth of stupid debt. I'm wondering....should I put everything in CCC and let them handle it for me while I'm getting back on my feet? I don't want to pay them the money, but I'm thinking about giving them Best Buy card since they are screwing me over. And I have a student loan currently in forebearance.

I have other bills which come in and get paid off quickly at least. I make well over 1000 a week, and some of that is on per diem because I'm out of my home state. I'm working on paying off what I can first, then going to start saving money back, and in the meantime, I'm getting my business as a true income source for me.

I want to snowball it soooo that the right method? I feel like all I'm doing is getting caught up, and it's a neverending game....and it's NOT healthy for me with the MS, and causes waaaay to much stress!

Print the post  


UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.