Skip to main content
No. of Recommendations: 0
I understand you to say that within your Roth IRA account you have a $100 cash balance in addition to shares of stock, and that the $100 is left over from previous purchases. (It may also include any dividends paid on the shares you own in the account.)

The $2K limit relates only to the amount you can add to your Roth IRA account. It has nothing to do with the amount you can invest in a given year. Therefore, you are free to combine the $2K from this year with the cash already in your account and invest all of it without any restrictions. You could also sell part of your exisiting holdings if you wanted to and reinvest that cash. Tax rules allow you to make whatever buy sell transactions you like within the account and as often as you like.

In short, yes you can add them. Your purchases are not limited to $2K.
Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.