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I unfortunately don't have any first hand experience with TDA.

Would generally go with one instead of two institutions, as you may have a larger "all account balance" that could get you preferred service. (Schwab does that with my IRA, my wife's IRA, and our taxable account) Of course for other reasons we are also with USAA :) (mostly due to some minor bill pay issue)

Maybe it's time to consider a third option if you are going to roll over anyway.

0xF00L
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