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No. of Recommendations: 0
I use Amex for the float, convienience and the points. I got the no yearly fee Blue card with no the yearly fee Rewards Program and pay the balance off monthly.

I have a check card which I have stopped using for the reasons cited here. If there is a problem (say, a fraudulent charge against your account) you are not only out the money until you can get it back, but you are probably going to be on your own getting it back.

The bank that issued my check didn't give a rat's a$$ whether I got my money back for a fraudulent charge. What a pain. It's Amex all the way for me (unless the merchant doesn't accept Amex).

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