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I was told the same thing by a couple of insurance companies "you can move your homeowners, auto etc with us and we can do it"

Well, I talked to 3 brokers and 1 agent,and it turns out that if you do offer to bring your additional business to them, they will give you a break - some more than others. (the other nice thing is that it's one stop shopping which personally is appealling)

You automatically geta multi-line discount in some cases, and if you present it to them in an "overall" or umbrella type fashion i.e. "look I'm bringing you X amount of business monthly here, what can we do" then a broker and sometimes an agent (i.e.a statefarm agent - that's what I mean when I say that vs. a broker) they'll give you a little bit more of a discount. I also brought life insurance into the picture and was able to almost get the umbrella and a rental property insurance policy for free with all the lines I brought to them. In any cas

In any case, it pays to shop around and do so aggressively and do it with a reputable, reliable,dare I say "foolish" insurance firm. Although that could be an oxymoron.

Good luck
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