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I was very consistent.
Then things changed dramatically.
Got married, had 3 kids. One child cost a royal fortune due to severe prematurity and all the bills associated even after insurance paid.
That post brought back memories...
I used to keep a ledger, something I just bought a pretty purple one yesterday to start it all over again. I need to get back to where I was before but it has been hard as there is nothing ever left over each month. Seems like I borrow from the next month each month so I have to get started somehow.
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