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I will add to Bears statement that most of the gains in equities that I am left with are those that were built up in 2003-2004 time frame. It takes 5-8 years for a reasonably well diversified portfolio to reach stability and start growing decisively.

And I will add to this statement that in 3-5 years, I bet I'll be saying that most of the gains in equities that I own are those that were built up in late 2008 and 2009.
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