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I wonder if your loan broker might be getting too picky with the definition of comps. Have you talked to an appraiser? They are really the specialists in appraising property and finding appropriate comps and adjusting for differences.

I haven't talked to an appraiser myself, but 5 minutes on Zillow turned up several properties that look like pretty good comps to me. Very similar properties to mine, less than a mile away, sold back in late July/early August. I forwarded them along to the loan officer I'm working with and she said she'd review them. I would hope they would also take into account that home prices (at least around here) have risen noticeably since August.

The place I'm working with is a direct lender. I thought that would give them more flexibility with regards to stuff like this, but I guess they still have their own hoops to jump through. When my LO says she'll review the sales I sent her, I don't know if that means she is passing them along to their appraiser or if she's just using her own judgment to figure out whether it's worth getting the appraisal process started at all.
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