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I wonder what triggers these offers. I had stopped using my Discover a couple years ago when there insurer refused to cover a theft at my very secure office building (left an ipod on my desk in my gym bag as opposed to in a locked drawer).

So, I stopped using the card when they refused to reconsider

Last year, they sent me an offer ($500 if I spent a certain amount for 5 months). So, I switched back.

No new offers of that caliber, so I am wondering if I should switch to my travel rewards card and see if they make that offer again...
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