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No. of Recommendations: 0
I would recommend anyone on Medicare get one of the Medicare Advantage programs offered by the major insurance companies.
Many are available at low or no cost and provide a layer of management on to of your Medicare benefits.

The main advantages are:
... One interface for all your medical needs
... Access to physicians, many who do not take Medicare will take and insurance company MA plan and honor their rates
... Perks like Free Health Club Membership, some free allowance of OTC products, Free health screening and lots of annoying junk mail and phone calls
... They have the same drug benefit as Medicare, but usually tinker with the lower cost things like offering free tier 1 generics. If you take a mega expensive drug (>$4000) , base Medicare requires that you pay your way through the donut hole (25% coverage) until you reach the catastrophic coverage (95%). With high price drugs tis happens real quick so you have mega bills Jan & Feb before settling in at the 95% coverage. Some of these plans offer relief by spreading that cost out throughout the year. You still end up paying the same, but spread out
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