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I would suggest you put aside something small, say $10 a week or $20 a month or whatever, and see how that feels. I'll bet you barely notice it, and it that's true, then kick it up by $5. Do that til you feel it, then back it down by the last $5.

Thanks for your response. I like this idea and will start to use it immediately. I've had the attitude that I needed to make a firm commitment to a particular (preferably large) amount and stick to it, no matter what, but this way I will feel a little more in control. Guess by starting to deal with this stuff at such a late date, it's a little overwhelming and I've been worrying more than I've been thinking logically.
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