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No. of Recommendations: 2
I wouldn't bother to stop it.

If it shows up, then the recipient may cash it, so I'd leave it outstanding for at least 6 months before adding it back to my balance. After that, the check will be aged and most banks won't cancel it.

If someone else gets it and cashes it, then that's fraud, and that is the bank's fault for cashing the check for someone other than the intended recipient.

I'd take my chances, and that is generally what I've done. In my case, I've never had the checks show up and I've got one that has been lost in the mail for about 3 years now, and another for 2 years.

I'd only pay the money to stop it if it were a one-time payment and I didn't trust the recipient not to cash the 2nd check. In that case, it would be worth the $20 to do the stop on it.
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