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I'm 52 with kids 14,12,12 and wondering if I could in the next couple years. 1.5m in qualified retirements accounts we cant touch for 2 years until my wife turns 59.5 and even then that is only 250k of the 1.5m A good problem to have but a pain as well. 200k of the 250k is Roth which helps.

Still have a 15yr mortgage, just REFI'd to save $200 a month, and would like to contribute 100k to each of the kids college out of our retirement savings which slows us down as they will not be out of school until 10 more years. Can't move for at least 6 years so kids can finish school and not willing to sell our 450k house to move into a 225k house debt free (although I know that would allow us to do it)

How much do you two have saved?
Have you paid off the house?
Are you working PT to supplement?
Did you speak w a financial planner to make the decision (I do all my own taxes and investing)

We live basically at our means and save ~10% for retirement/college (it's all the same bucket for us as we could always NOT pay for college) Take vacations but on the cheap, Drive cars for 10+ years etc

I want to FIRE but cant get wife on board and also want the kids to enjoy high school.

Obviously if we can double our retirement savings from 1.5 to 3.0 in 10 years I could retire at 62 but would like to go earlier. Any tips appreciated.
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