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No. of Recommendations: 3
I'm sorry for your troubles, but glad you have above-average savings and your parents provide a place to live--a huge benefit, as I'm sure you realize. I hope they'll provide meals as well for now (perhaps you can offer to cook/clean/do yard work?).

I hope your disability application is approved. I don't recall if your job provided health insurance, but if so, you can get an ACA policy as job loss is a qualifying event. Don't neglect your teeth--get them cleaned & examined at least once a year, and be sure to brush morning & evening & floss once a day (dental care can be expensive!). Is there a dental school w/low-cost clinic near you?

Will car payments be affordable without job income? Consider selling the car and buying something cheaper for cash--or even doing without. Is there decent public transit where you live? Would walking/cycling/occasional uber/borrowing parent's car work for you?

I note that the average age of passenger vehicles on the road is 11.6 years--so about half of cars are older!

ASIDE
My car is 10 years old--no plans to replace any time soon. But I could manage without a car. It's a mile or so to a mall w/target. Most of our health care is within 2 miles. I could take a bus or uber to other places (it's 1.5 miles to nearest bus stop). I could even walk to visit my mom in assisted living, just .75m. All that walking would be great for fitness & mood. Plus I have a bike--and it's only 4 1/2 miles to the closest beach and 5 miles to my favorite county park.
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