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I've been looking at the numbers since doing my New Year's numbers, and have a healthy 12X salary. I have found that Real Estate makes up 6 times my salary. Did having Real Estate figure into your FIRE Calculation? I am drawing income on some of this, but my primary residence provides shelter, not income.

I have always heard to figure you need 25X total expenses in order to FIRE. If you are at 12X salary, what is that compared to your expenses?

I wouldn't calculate my primary residence in my calculations, unless I was going to sell it and buy something cheaper. However, personally, I did just buy my first rental home. My first tenant just moved in. Once I have some history with renting and can figure as safe amount of monthly income from it, I can count that toward my FIRE income.

In my case, I have two pensions. The first will come in about 13 months if I make it that far in this career. The other I'll get at age 60 if I live that long.

I'm planning to retire early in roughly 13 months. My wife plans to keep working. I am planning to get another job as if I work FT and get an average salary, that combined with my pension, will be more than I have now, so I can potentially save and invest even more than I currently do.

I need to get back to posting on this board. I was the one who started it way back when.

Fool on,


All holdings are listed in my profile
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