No. of Recommendations: 1
I'd reverse the weighting of S&P and International Equity.
You contribute to your 457 every payday, the same amount, right? This is deducted from your pay, before taxes.
Contributing the same amount every interval is called dollar cost averaging. You buy more shares when the price is lower.
If the price is the same all the time, there is no advantage.
Dollar cost averaging, over a period of years, works better the more volatile the price of what you are buying.
Probably the International Equity is the most volatile of your fund choices.
In a similar 457, my weighting of International Equity is 40%, and I'm a lot older than you are.
Best wishes, Chris
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