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We have our home owners insurance through Allstate. Just received this years summary, and there is a clause in there for Identity Theft Expenses. $30.00 a year for $25,000.00 in coverage.

Now I know I didn't sign up for this, but it seems a very reasonable amount, and the coverage looks good. Includes costs for a company to handle clearing the mess up, lost wages for taking time off to take care of this, and even attorney fees to help clear it all up.

I had been looking into that company where the guy gives out his SSN on the radio, but they were a lot more expensive than this.

Anybody have any experience with this? Just curious to see if it's just $30.00 tacked on and everybody thinking that it fills a useful need, but not serving any real purpose.

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