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No. of Recommendations: 2
if anyone else has a BOA credit card and knows some way to pay through another bank other than sending a check or calling please let me know

I'll join the chorus of people recommending you check out what kind of push bill payment you can do from checking.

I don't have a BOA branded card. I have a Fidelity Amex, which is serviced by FIA Card Services, which I think is a subsidiary of BOA. I push the payments from my checking account and don't worry about the credit card payment site.

A long time ago, I had a bill payment function where I just put in the credit card number and the system figured out who owned the card and how to pay it. More recently, I put in the name and address from the bill; the system is pretty good at recognizing them. First payment I allow a week for setup; after that one is processed and it tells me it can pay electronically, I pay two business days in advance of the due date.

The really nice thing about pushing from bill pay is, if I have time to mess with it on the 17th but want the payment to fire off on the 26th, I can set it up on the 17th to fire off on the appropriate future date. Every vendor-specific site I've looked at has only allowed me to pay on the date I'm actually entering the transaction. Disclaimer: I haven't looked at any credit card sites, because I push those payments from checking. I look at vendor sites for paying stuff like the Verizon and Waste Management bills, so I can get the cash back for paying them by credit card.

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