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[[If grandparents want to give money for an educational IRA (Roth) how does the account have to
be set up?]]

Grandma and/or grandpa are the custodians for the account.

[[ Can I establish the account for my son and send in the check from the grandparents
account OR does it have to be set up by them ]]

It would be best if it is set up by them directly, since it really IS their account.

[[ I probably won't be able to contribute
because of AGI limitations so I can't just do it myself. Thanks!]]

Right...which is why you'll want grandma and grandpa to it themselves, by themselves. Just talk to a broker and the broker should be able to provide you with additional guidance on how to take the accounts. You can read more about Education IRAs in the Taxes FAQ area (archives section). Check it out.

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