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If he's literally not driving your car (even occasionally), I don't see why you'd need to name him on the policy as an insured driver.

Agreed and that is my stance HOWEVER:

Your google search probably turned up empty because your the first person to wonder if someone who doesn't drive a car, needs car insurance.

I've read- although only from insurance websites that some states require insurance for anyone with a license in the household. I cannot find anything for Maryland on the topic. In reading some message boards insurance companies have called and ask if teens of age have their license, then by "policy" they require it although it might be more of a tactic than legality.

Yesterday I got that call, asking if any of the teens have their license. Underwriting called my agent to ask. Seems odd to me.
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