Skip to main content
No. of Recommendations: 2
If I contribute to a Roth 401k, and then roll it over to this Roth IRA, after 5 years, would I be able to withdraw contributions from the (pre rollover) Roth 401k out of the rollover Roth IRA, without penalty or tax ?

Yes. Any contributions (and again, I'm talking about the $19,500/$26,000 type of contributions, not Mega back door after tax conversions) can be withdrawn tax and penalty-free, whether or not they are 5 years old. Any conversions can be withdrawn tax and penalty-free if that particular conversion was done at least 5 years prior.

AJ
Print the post  

Announcements

The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.