No. of Recommendations: 1

If I could add to dt suggestions:

Something that is often overlooked, IMHO, are I-bonds. Yeah, the rates are low, 3%+, but theoretically you get an inflation hedge.

Plus you can never lose principal. Conventional bonds are sold in secondary market so there is the chance of market risk.

You can buy them directly from the government online. It is a neat way to save especially if you can not take the risk of stocks. Plus it is a way to add diversification.

Ibonds provide a tax advantaged method of savings outside of retirement plans.

Hope this helps.

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