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If I didn’t have to worry about health insurance or anyone but myself, and didn’t plan on traveling much, I could easily make it on $20k a year or probably even less. But I happen to live in a very low COL area; my property tax, for example, is only about $500 a year. House is paid for, etc. Hopefully if I need a new roof or something like a big car repair in this scenario, I’d have some $$ in reserve to take care of it.

Health insurance—although some on this board don’t think it’s important—is the big unknown for me and is what keeps me from knowing my true number. I have a rough idea of what an ACA policy would cost.
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