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If I have a couple K in money market savings and even more in credit card debt, does it make sense to take from the money market, at the expense of a safety cushion, to pay down credit card debt? I know I may sound foolish, but I almost think that the available credit limit that will result will function in case of an emergency. My thought is that, if an emergency were to come in 4 months, I at least would have had 4 months of less debt interest before possibly needing to put debt back on the card. Am I a fool or wise? (be nice.)

This is a good idea IF you do not add new debt.
If you can pay for all of your monthly purchases when you get the bill then go ahead and pay it down.

I would keep some cash.



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