No. of Recommendations: 3
If I include the normal $450 auto payment and pay an additional $1500 per month it would actually be paid off at the end of October! [I just updated my mint balances and the loan is actually at $3890.21]

This would still allow for substantial savings in those months so I think that is a good approach. The original loan was 60 months and the last payment was #48 so I am looking at a 10 month shave off the loan. Not too shabby considering I was almost $40K in CC debt when I took on the original loan back in 2008.

Another good "habit" i've picked up in all of this is using a single CC for expenses and paying it in full every month. This has not only helped me to be responsible with credit, but i'm earning cash back that has mildly expedited my repayment.

Thanks y'all, 2013 is certainly looking bright!
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