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If I recall correctly he mentions nothing about a freedom account during the debt payoff period.

I remember him saying to build efund up to 1,000 and then start slaying the debt.

Any truth to this?

Pretty close. He has never said "freedom account" because I don't think he thinks it is a necessity. He talks about eating "rice and beans and beans and rice" so sacrifice is very important. You are not "free" until you are out of debt. I did not have a freedom account when getting out of debt. I just knew that if I took money from the snowball for whatever reason that it would slow delay my progress of getting out of debt.

About the e-fund, that's what he says, but some people misunderstand it to mean that you don't pay on your minimums until you have the $1,000 e-fund and that's wrong.

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