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No. of Recommendations: 1
If I'm getting 1% cash back, which is true for Pen Fed (I think: I still haven't used my Pen Fed card, which I got as a spare card so I could cancel BOA, yeah!) then I guess it's break even.

PenFed pays 1.25% cash back. Even after the 1% fee for foreign transactions, you are better off with their card than you are with traveler's checks.

(Has used his PenFed Visa in at least 6 countries.)
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