No. of Recommendations: 0
If it's an IRA, they shoud *NOT* be sending you a 1099.

Sounds like MS may have made a mistake concerning the registration of your account. Call them up and ask whether the account is registered as taxable or an IRA. If IRA, then they shouldn't have sent you a 1099, and they should have sent you a 5498 each year you contributed.
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