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If she does get a student loan (and it should really be her and not you, no matter how generous you want to be), only get a Federal loan and not a private one. Private student loan lenders can rip your life apart just as you're trying to get started. Federal loans are much easier to manage - you can pay them back based on income and they could even be forgiven in some instances.

Who notes she can also look for a part time job to help defray tuition costs or to save up for future payments...

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