Skip to main content
Message Font: Serif | Sans-Serif
No. of Recommendations: 0
If the first to die is the one who received the smaller SS payments, the remaining spouse continues to receive the same benefits as always, and the payments to the second spouse cease. If the spouse with the larger payments dies first, the second spouse gives up his/her own benefits and assumes the benefits of the deceased spouse. I believe you have to have been married for a certain period of time (10 years??) to be able to do this.

Both my aunt and my mother-in-law never worked. After their husbands died, they received their husband's payents instead of the half-of-his they had been receiving. In the case of my parents, my mother's benefit was larger than my father's; she died first, and after that, he received a benefit equal to the one she had been entitled to, and his previous benefit ended. In each case, the new benefits did not come automatically, but had to be applied for.
Print the post  


What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.