No. of Recommendations: 1
If we could see the future or travel through time, we'd know exactly what our income replacement would be. Sure, it could be 25% of final working year household income, just as it could be 42% or 12% or 115%. But longitudinal research has shown that most will fall between 70 to 80%, where the higher the household income, generally, the lower the replacement ratio becomes and the lower the household income, the higher the replacement ratio.

I don't live my life according to longitudinal research.

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