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If you are inclined to follow this example, then ...

The same could be said about all of the examples. There are many details to tend to when implementing any change in real estate ownership and/or financing. Since the OP still appears to be in the planning stages, I've omitted all of those details.

Doing this would then also change all subsequent annual allocations and gives the one owner a much larger share of future appreciation.

This definitely needs plenty of emphasis. Going this route (selling a partial interest) would permanently give the one partner a larger share of the whole operation. That may or may not be the intention of the parties.

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